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DebtSmart Email Newsletter: 1/10/07
by DebtSmart Email Newsletter
Letter from the publisher; Cool Quote; DebtSmart® Recommended Products and Services; Saving for a down payment; DebtSmart® Amazon aStore; More credit card and debt statistics; "Thank you for saving my sanity" and other reader comments...; Household Math™: Cutting the budget; Stop Debt Collectors Cold!; The Credit Repair Kit plus bonus CD!; Ten steps to solving any problem; More credit, more options!; Free DebtSmart® Column for in-print publication, ezine, or web site; Books, software, in-print and downloads; Archive of Email Newsletters online; Advertising; Update-Subscribe-Unsubscribe-Disclaimer Information
 
DebtSmart Email Newsletter: 12/27/06
by DebtSmart Email Newsletter
Letter from the publisher; Cool Quote; DebtSmart® Recommended Products and Services; Penalty Rates; DebtSmart® Amazon aStore; More credit card and debt statistics; "He dropped it down to 9.9% fixed..."; Household Math™: Semiannual Mortgage Payoff; Stop Debt Collectors Cold!; The Credit Repair Kit plus bonus CD!; Car Salesmen: Here Come the Vultures!; More credit, more options!; Free DebtSmart® Column for in-print publication, ezine, or web site; Books, software, in-print and downloads; Archive of Email Newsletters online; Advertising; Update-Subscribe-Unsubscribe-Disclaimer Information
 
Beat the banks by threatening to call the Better Business Bureau Beat the banks by threatening to call the Better Business Bureau
by Scott Bilker
Heidi wrote to me about her problems with a bank that was charging her a ridiculous interest rate of 33%. She had called the bank and was not able to do anything. I suggested that she transfer her balance and she called back and threatened them with calling the Better Business Bureau.
 
Christmas Can Still Be Merry Without All the Spending Christmas Can Still Be Merry Without All the Spending
by Nancy Twigg
The other day I heard something that surprised me. A recent nationwide study showed that 70% of those polled planned to spend the same amount or even more this Christmas than they did last year. When I read this, I couldn't help but wonder who the pollsters talked to when they did their poll.
 
DebtSmart Email Newsletter: 12/13/06
by DebtSmart Email Newsletter
Letter from the publisher; Cool Quote; DebtSmart® Recommended Products and Services; Beat the banks by threatening to call the Better Business Bureau; DebtSmart® Amazon aStore; More credit card and debt statistics; "He dropped it down to 9.9% fixed..."; Household Math™: Home Equity vs. Credit Card; Stop Debt Collectors Cold!; The Credit Repair Kit plus bonus CD!; Christmas Can Still Be Merry Without All the Spending; More credit, more options!; Free DebtSmart® Column for in-print publication, ezine, or web site; Books, software, in-print and downloads; Archive of Email Newsletters online; Advertising; Update-Subscribe-Unsubscribe-Disclaimer Information
 
DebtSmart Email Newsletter: 11/29/06
by DebtSmart Email Newsletter
Letter from the publisher; Cool Quote; DebtSmart® Recommended Products and Services; David's "Talk Your Way Out" Results; Scott Bilker's MySpace Page; DebtSmart® MySpace Group; DebtSmart® Amazon aStore; More credit card and debt statistics; "He dropped it down to 9.9% fixed..."; Household Math™: LTV; The Clock Doesn't Stop; Stop Debt Collectors Cold!; The Credit Repair Kit plus bonus CD!; Credit Card Fee Increases; More credit, more options!; Free DebtSmart® Column for in-print publication, ezine, or web site; Books, software, in-print and downloads; Archive of Email Newsletters online; Advertising; Update-Subscribe-Unsubscribe-Disclaimer Information
 
Household Math™: LTV Household Math™: LTV
by Scott Bilker
A lender agreed to make a loan based on a purchase price of $250,000 with a 90% LTV. If the property appraises for $250,000, what is the mortgage amount?
 
Credit Card Fee Increases Credit Card Fee Increases
by Gary Foreman
Gary, This month on our two credit card statements are notices informing us that as of Oct. 1st we may be charged "more than two" late fees or over the limit fees" per month. What's going on? Gwen
 
DebtSmart Email Newsletter: 11/15/06
by DebtSmart Email Newsletter
Letter from the publisher; Cool Quote; DebtSmart® Recommended Products and Services; DEBTSMART VIDEO LIBRARY: 5 Ways to Avoid Holiday Debt; Scott Bilker's MySpace Page; DebtSmart® MySpace Group; DebtSmart® Amazon aStore; More credit card and debt statistics; "He dropped it down to 9.9% fixed..."; Household Math™: How much spending; Stop Debt Collectors Cold!; The Credit Repair Kit plus bonus CD!; Frightening Future; More credit, more options!; Free DebtSmart® Column for in-print publication, ezine, or web site; Books, software, in-print and downloads; Archive of Email Newsletters online; Advertising; Update-Subscribe-Unsubscribe-Disclaimer Information
 
DebtSmart Email Newsletter: 11/1/06
by DebtSmart Email Newsletter
Letter from the publisher; Cool Quote; DebtSmart® Recommended Products and Services; Tricky Insurance Pays Off; Scott Bilker's MySpace Page; DebtSmart® MySpace Group; DebtSmart® Amazon aStore; More credit card and debt statistics; "$10,706.50 saved!"; Household Math™: What is APR?; Stop Debt Collectors Cold!; The Credit Repair Kit plus bonus CD!; Fair Credit Billing; More credit, more options!; Free DebtSmart® Column for in-print publication, ezine, or web site; Books, software, in-print and downloads; Archive of Email Newsletters online; Advertising; Update-Subscribe-Unsubscribe-Disclaimer Information
 
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